29 Aug 2025

Build Now, Pay Later with Fowler Homes!

Building your dream home in Sydney, NSW just got easier!

At Fowler Homes, we’re committed to making your dream home a reality – without the financial strain. That’s why we’re thrilled to be partnering with Homepay to provide our clients with their innovative “Build Now, Pay Later” loan option.

The smarter way to finance your build.

What is Homepay?

Enjoy up to 12 months of paused repayments while your new home is being built, easing the pressure of rent or juggling multiple loans. This smart solution gives you greater financial freedom and flexibility to plan your future with confidence and enjoy a stress-free building journey!

Why Choose Homepay?

• Pause Mortgage Repayments for 12 Months
  You can pause your mortgage payments on your home AND land for up to 12 months while your new home is being built.
  
• Up to 30% Increased Borrowing Capacity*
  Homepay can boost your borrowing capacity by up to 30% when compared to other major lenders.
  
• Reduce Overlapping Costs
  No need to juggle rent plus a mortgage or sell your existing home under pressure – especially valuable for upsizers or investors!
  
• Use Your Savings for What Matters
  Instead of making immediate repayments, your savings can be strategically allocated, helping to craft a family home that truly suits your lifestyle.

Who Can Benefit Most from Homepay?

First-Time Homebuyers
Alleviate financial stress during the build. Borrow more while keeping repayments on pause!

Second-Time Buyers & Upsizers
Avoid the burden of dual mortgages or costly rent while transitioning to your new home.

Investors
Enhance your borrowing power to secure properties with greater potential upside.

How Homepay Works

Accreditation
Fowler Homes has undergone rigorous vetting to meet Homepay’s high standards – ensuring trust, stability, and quality.

Loan Setup
Once your deposit is made, our Homepay accredited mortgage brokers will assist with obtaining and settling your loan.

Build with Ease
While your home is being built, your repayments are paused, giving you up to 12 months of financial breathing room.

Finish and Move In
If your home is completed within the 12 month period, you can use the remaining time before repayments resume so you settle in with complete peace of mind!

Make Building Easier

Being an accredited Homepay builder means Fowler Homes meets their strict standards for quality, financial health, and reliability – bringing added peace of mind to your building journey.

Homepay is more than a financial tool – it’s your pathway to building with freedom, flexibility, and confidence. Whether you’re just starting out, transitioning to a bigger home, or building for investment, together with Fowler Homes & Homepay we can make the process smoother and more accessible.

Ready to Explore Homepay?

At Fowler Homes, we’ve been helping families create their dream homes for over 30 years. Reach out to a Building & Design Consultant for a personalized consultation and discover how Homepay can work for you!

www.homepayaus.com.au

*Available with Fowler Homes Home & Land Packages and Greenfield sites only. *Comparison based on borrowing capacity estimates conducted on 14 June 2025 by Australian Finance Hub Pty Ltd ACN 616979689 Credit Representative Number 496108, authorised under Australian Credit Licence Number 389328. Assumes a couple with combined income of $250,000 p.a., 2 dependants, no existing debts, and standard living expenses. Compared against the lending criteria of major Australian banks using public borrowing calculators and internal models. Actual borrowing capacity will vary based on your financial situation, credit history, and lender policies. Figures are for illustrative purposes only and do not take into account your personal objectives, financial situations, or needs. This content is not legal or financial advice. Fowler Homes (ABN 89 066 046 366), Homepay (Aus) pty Ltd (ABN 51 655 094 876) and Australian Finance Hub (CAN 616979689) recommend seeking independent professional advice before making any financial decisions. Homepay loans are offered by Origin MMS, a division of Colombus Capital Pty Ltd (ABN 51 119 531 252, AFSL and ACL 337303). Full details available from Australian Finance Hub.